Autobooks, Inc. (“Autobooks,” “we,” “us,” or “our”) provides a SaaS-based platform to manage your business finances directly with your financial institution (the “Services”). This Privacy Policy describes how we handle personal information that we collect about our customers and other individuals when they use our Services or visit our website, www.autobooks.co (the “Website”).
This Privacy Policy does not apply to our handling of personal information that we process on behalf of our customers as a service provider. Where you interact with one of our customers, you should refer to the customer’s own privacy policy for information about their privacy practices.
Communicating with us by SMS Channels
We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your Personal Data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and any other vendors who assist us in the delivery of text messages.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Personal Information We Collect
We collect information about you in connection with our Website and Services from the following sources:
Information you provide to us. This may include:
- Account information and contact details, such as your company’s name, your first and last name, username and password, email address, mailing address, and phone number.
- Financial information, including your bank account details and payment card information, which we may obtain from your financial institution, when you choose to connect your account to the Services.
- Communications that we exchange with you, including when you contact us with questions, feedback, or otherwise.
- Marketing data, such as your preferences for receiving our marketing communications, and details about your engagement with them.
- Other data not specifically listed here, which we will use as described in this Privacy Policy or as otherwise disclosed at the time of collection.
Third party sources. We may combine personal information we receive from you with personal information we obtain from other sources, such as:
- Third parties, such as our business partners and others.
- Public sources, such as social media platforms.
Automatic data collection. We, our service providers, and our advertising partners may automatically log information about you, your computer or mobile device, and your interaction over time with the Website and the Services (in your capacity as our customer’s authorized user), our communications, and other online services, such as:
- Device data, such as your computer’s or mobile device’s operating system type and version, manufacturer and model, browser type, screen resolution, RAM and disk size, CPU usage, device type (e.g., phone, tablet), IP address, unique identifiers (including identifiers used for advertising purposes), language settings, mobile device carrier, radio/network information (e.g., WiFi, LTE, 3G), and general location information such as city, state, or geographic area.
- Online activity data, such as pages or screens you viewed, how long you spent on a page or screen, the website you visited before browsing to the Website, navigation paths between pages or screens, information about your activity on a page or screen, access times, and duration of access, and whether you have opened our marketing emails or clicked links within them.
We use the following tools for automatic data collection:
- Cookies, which are text files that websites store on a visitor’s device to uniquely identify the visitor’s browser or to store information or settings in the browser for the purpose of helping you navigate between pages efficiently, remembering your preferences, enabling functionality, helping us understand user activity and patterns, and facilitating online advertising.
- Local storage technologies, like HTML5, that provide cookie-equivalent functionality but can store larger amounts of data, including on your device outside of your browser in connection with specific applications.
- Web beacons, also known as pixel tags or clear GIFs, which are used to demonstrate that a webpage or email was accessed or opened, or that certain content was viewed or clicked.
How We Use Personal Information
We use your personal information for the following purposes:
To operate our Services, including to:
- Provide, operate, maintain, secure, and improve our Services.
- Fulfill a payment or transaction initiated by you.
- Provide information about our Services.
- Communicate with you about our Services, including by sending you announcements, updates, security alerts, and support and administrative messages.
- Understand your needs and interests, and personalize your experience with our Services and our communications.
- Respond to your requests, questions, and feedback.
Research and development. As part of these activities, we may create aggregated data that does not identify you as an individual, using personal information we collect. We may use this data and share it with third parties for our lawful business purposes, including to analyze and improve the Services and promote our business.
Marketing and advertising, including for:
- Direct marketing. We may send you direct marketing communications as permitted by law, including, but not limited to, notifying you of special promotions, offers, and events via postal mail, email, telephone, text message, and other means. You may opt out of our marketing communications as described in the “Opt out of marketing communications” section below.
- Interest-based advertising. We engage our advertising partners, including third party advertising companies and social media companies, to advertise our Services and other services across the web. We and our advertising partners may use cookies and similar technologies to collect information about your interaction (including the data described in the “Automatic data collection” section above) over time across the web, our communications, and other online services, and use that information to serve online ads. You can learn more about your choices for limiting interest-based advertising in the “Online tracking opt-out” section below.
Compliance and protection, including to:
- Comply with applicable laws, lawful requests, and legal process, such as to respond to subpoenas or requests from government authorities.
- Protect our, your, or others’ rights, privacy, safety, or property (including by making and defending legal claims).
- Audit our internal processes for compliance with legal and contractual requirements and internal policies.
- Enforce the terms and conditions that govern the Website and Services.
- Prevent, identify, investigate, and deter fraudulent, harmful, unauthorized, unethical, or illegal activity, including cyberattacks and identity theft.
How We Share Personal Information
We may share your personal information with:
Affiliates. Our corporate parent, subsidiaries, and affiliates, for purposes consistent with this Privacy Policy.
Service providers. Companies and individuals that provide services on our behalf or help us operate our Services or our business (such as banking partners, hosting, information technology, customer support, email delivery, and website analytics services).
Advertising partners. Third party advertising companies, including for the interest-based advertising purposes described above, that may collect information on the Website through cookies and other automated technologies.
Professional advisors. Professional advisors, such as lawyers, auditors, bankers, and insurers, where necessary in the course of the professional services that they render to us.
Authorities and others. Law enforcement, government authorities, and private parties, as we believe in good faith to be necessary or appropriate for the compliance and protection purposes described above.
Business transferees. Acquirers and other relevant participants in business transactions (or negotiations for such transactions) involving a corporate divestiture, merger, consolidation, acquisition, reorganization, sale, or other disposition of all or any portion of the business or assets of, or equity interests in, Autobooks or our affiliates (including in connection with a bankruptcy or similar proceedings).
Your Choices
Opt out of marketing communications. You may opt out of marketing-related communications by following the opt out or unsubscribe instructions contained in the marketing communications we send you. This includes, for email messages, clicking the unsubscribe link at the bottom of any email and, for text messages, responding to any of our text messages with “STOP.” If you opt-out, we may still send you service-related communications. Consent to receive automated marketing email or text messages is not a condition of any purchase.
Online tracking opt-out. There are a number of ways to limit online tracking, which we have summarized below:
- Blocking cookies in your browser. Most browsers let you remove or reject cookies, including cookies used for interest-based advertising. To do this, follow the instructions in your browser settings. Many browsers accept cookies by default until you change your settings. For more information about cookies, including how to see what cookies have been set on your device and how to manage and delete them, visit www.allaboutcookies.org.
- Blocking advertising ID use in your mobile settings. Your mobile device settings may provide functionality to limit use of the advertising ID associated with your mobile device for interest-based advertising purposes.
- Using privacy plug-ins or browsers. You can block the Website from setting cookies used for interest-based ads by using a browser with privacy features, like Brave, or installing browser plugins like Privacy Badger, Ghostery, or uBlock Origin, and configuring them to block third party cookies/trackers. You can also opt out of Google Analytics by downloading and installing the browser plug-in available at: https://tools.google.com/dlpage/gaoptout.
- Platform opt outs. The following advertising partners offer opt out features that let you opt out of use of your information for interest-based advertising:
- Google: www.adsettings.google.com
- Facebook: www.facebook.com/about/ads
- X (formerly Twitter): https://x.com/settings/account/personalization
- Advertising industry opt out tools. You can also use these opt out options to limit use of your information for interest-based advertising by participating companies:
- Digital Advertising Alliance for Websites: outout.aboutads.info
- Digital Advertising Alliance for Mobile Apps: https://youradchoices.com/appchoices
- Network Advertising Initiative: optout.networkadvertising.org
Note that because these opt out mechanisms are specific to the device or browser on which they are exercised, you will need to opt out on every browser and device that you use.
Do Not Track. Some Internet browsers may be configured to send “Do Not Track” signals to the online services that you visit. We currently do not respond to “Do Not Track” or similar signals. To find out more about “Do Not Track,” please visit http://www.allaboutdnt.com.
Other Sites and Services
Our Services may contain links to websites and other online services operated by third parties. In addition, our content may be integrated into web pages or other online services that are not associated with us. These links and integrations are not an endorsement of, or representation that we are affiliated with, any third party. We do not control websites or online services operated by third parties, and we are not responsible for their actions.
California Privacy Rights Disclosures
This section applies only to California residents. For purposes of this section, “personal information” has the meaning given in the California Consumer Privacy Act of 2018, as amended including by the California Privacy Rights Act of 2020 (together, the “CCPA”) but does not include information exempted from the scope of the CCPA.
The chart below provides further information with regard to the collection, use, and disclosure of your personal information. The examples of personal information listed below are illustrative and do not represent a complete description of the information we process.
| Category of Personal Information | Examples of What We Collect | Sold/ Shared? |
| Personal Identifiers | Name, email address, phone number, and contact address, username, social media handle and basic account information, unique identifiers (such as those assigned in cookies). | No. |
| Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)) | Address, telephone number, credit card number, debit card number, or any other financial information. | No. |
| Protected classification characteristics under California or federal law | Race, gender, ethnic origin, religion. | No. |
| Commercial information | Transaction information, billing records, payment records. | No. |
| Biometric information | Not collected. | No. |
| Internet or other similar network activity | Unique numerical identifier, cookie or tracking pixel information, device ID, browsing history, search history, IP address, interaction with a website, or interaction with advertisement. | Yes. |
| Geolocation data | Coarse information (e.g., ZIP code, IP address), device location. | No. |
| Professional or employment related information | Not collected. | No. |
| Education information | Not collected. | No. |
| Audio, electronic, visual, thermal, olfactory, or similar information | Call recording (e.g., customer service calls). | No. |
| Inferences drawn from other personal information | Interests, preferences. | No. |
| Sensitive information | Password or credentials allowing access to an account, racial or ethnic origin. | No. |
| Criminal history information | Felonies and Misdemeanors relating to, but not limited to, theft and fraud. | No. |
| Business information | Business filings, inactive status, Secretary of State filings, each to the extent they include information about individuals. | No. |
Any category of personal information listed above may be disclosed for a business purpose to service providers and contractors, which are companies or individuals that we engage to conduct activities on our behalf.
California residents may have certain privacy rights, including the rights to:
- Request additional disclosures about the personal information we collect, use, and disclose, i.e., a “Request to Know (Categories of Information)”;
- Obtain a copy of personal information, i.e., a “Request to Know (Specific Pieces of Information),” sometimes called the Right to Access
- Request deletion of personal information, i.e., a “Request to Delete Information,” sometimes called the Right to Be Forgotten;
- Request the correction of personal information; and
- Opt out of the sale of personal information and sharing of personal information for purposes of cross-context behavioral advertising, i.e., a “Request to Opt Out”.
We will not discriminate against you for exercising these options.
For details on how to exercise these rights, please see the “How to Exercise Your Rights” section below.
California “Shine the Light”
California’s “Shine the Light” law permits customers in California to request certain details about how certain types of their information are shared with third parties for those third parties’ own direct marketing purposes. If you are a California resident, you may opt-out of such sharing by contacting us via the methods included in “How to Contact Us” below.
Your Rights Under Other U.S. State Laws
In addition to California, the laws of certain U.S. states, currently including Colorado, Connecticut, Virginia, Utah, Oregon, Texas, Montana, Delaware, Iowa, Nebraska, New Hampshire, and New Jersey, provide their residents with rights to access, delete, and correct certain personal information we collect about you, as well as to restrict the use of personal information for personalized advertising, restrict the “sale” of personal information, and control our use of personal information considered sensitive, in each case subject to applicable exceptions.
For details on how to exercise these rights, please see the “How to Exercise Your Rights” section below.
How to Exercise Your Rights
If you would like to exercise any or all of these rights, you may do so by using this web form, calling (866) 617-3122, or contacting us at support@autobooks.co. After we receive your request, we may request additional information from you to verify your identity. We do this by asking you to provide personal information we can match against information we may have collected from you previously and confirm your request using the email account stated in the request. You may authorize another individual or a business, called an authorized agent, to make requests on your behalf. Your authorized agent may submit requests in the same manner, although we may require the agent to present signed written permission to act on your behalf, and you may also be required to independently verify your identity with us and confirm that you have provided the agent permission to submit the request.
Right to Request Further Review
If you are a resident of Colorado, Connecticut, Delaware, Iowa, Montana, Nebraska, New Hampshire, New Jersey, Texas, Oregon, or Virginia and we deny your request, you have the right to appeal our decision. You can request further review by contacting us at contacting us at support@autobooks.co and providing us with a copy of your prior request.
Retention
We will retain your personal information for as long as is necessary to complete the purposes for which it was collected, or as may be required by law.
We utilize the following criteria to determine the length of time for which we retain information:
- The business purposes for which the information is used, and the length of time for which the information is required to achieve those purposes.
- Whether we are required to retain the information type in order to comply with legal obligations or contractual commitments, to defend against potential legal claims, or as otherwise necessary to investigate theft or other activities potentially in violation of our policies and procedures applicable to you or against the law, to ensure a secure online environment, or to protect health and safety.
- The privacy impact of ongoing retention on the consumer.
- The manner in which information is maintained and flows through our systems, and how best to manage the lifecycle of information in light of the volume and complexity of the systems in our infrastructure.
Individual pieces of personal information may exist in different systems that are used for different business or legal purposes. A different maximum retention period may apply to each use case of the information. Certain individual pieces of information may also be stored in combination with other individual pieces of information, and the maximum retention period may be determined by the purpose for which that information set is used.
Data Security
We employ a number of technical, organizational, and physical safeguards designed to protect the personal information we collect. However, no security measures are failsafe, and we cannot guarantee the security of your personal information.
Children
The Services are not intended for use by children under 13 years of age. If we learn that we have collected personal information through our Services from a child under 13 without the consent of the child’s parent or guardian as required by law, we will delete it.
Changes to This Privacy Policy
We reserve the right to modify this Privacy Policy at any time. If we make material changes to this Privacy Policy, we will notify you by updating the date of this Privacy Policy and posting it on the Website.
How to Contact Us
You can reach us by email at support@autobooks.co, by telephone at (866) 617-3122, or at the following mailing address:
Autobooks
1505 Woodward Ave.
Detroit, MI 48226